01Use of the website

You may use the website for lawful, personal and informational purposes. You must not:

• use the website in any way that breaches applicable law or regulation;
• attempt to gain unauthorised access to the website, its server or any connected system;
• introduce viruses, malware or other harmful material, or interfere with the website’s operation or security;
• use automated means to collect content from the website in bulk without our written permission.

02Information only

The content of the website is provided for general information and does not constitute an offer, solicitation, recommendation or advice. Please read our Legal Disclosure, which forms part of these terms.

03Intellectual property

Unless stated otherwise, the content of the website, including text, graphics, logos, photographs and layout, is owned by or licensed to HOI and is protected by copyright, trade mark and other intellectual property laws. You may view and print pages for your own personal, non-commercial use. Any other reproduction, distribution or modification requires our prior written consent. Third-party names, logos and materials remain the property of their respective owners.

04Third-party links and content

The website may link to websites operated by third parties. These links are provided for convenience only. HOI has no control over, and accepts no responsibility for, their content, availability or privacy practices.

05Availability

We aim to keep the website available, but we do not guarantee that it will be uninterrupted, secure or free from errors. We may suspend, change or withdraw any part of the website at any time without notice.

06Disclaimer and limitation of liability

The website is provided “as is” and “as available”. To the fullest extent permitted by law, HOI excludes all warranties and accepts no liability for any direct, indirect or consequential loss arising from your use of, or inability to use, the website or reliance on its content. Nothing in these terms excludes or limits liability that cannot be excluded or limited under applicable law.

07Privacy and cookies

Our use of personal data is explained in our Privacy Policy, and our use of cookies in our Cookie Policy.

08Governing law and jurisdiction

These terms and any dispute arising from your use of the website are governed by the laws of the Republic of Cyprus. The courts of Cyprus have exclusive jurisdiction, without prejudice to any mandatory rights you may have under the laws of your country of residence.

09Changes to these terms

We may update these terms from time to time. The updated version will be published on this page with a new “last updated” date. Your continued use of the website means you accept the updated terms.

10Contact